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When your emotions get the better of your finances.

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Maureen Campaiola                           
Hello, Friends!

Boy oh boy, it's really starting to get chilly where I live.  We almost had a frost this week but missed it by a couple of degrees. I've already started using my gloves, hats, and scarves.

I had too for the NASCAR race I attended in Loudon, NH.  It was  my first time and not really what I expected. First is wasn't full of rednecks like most people think.  There were people there from all walks of life. It was also way more exciting than I thought it would be, especially when they were crashing into each other or bouncing off the sidewall.

The great thing about the race was these headphones we were wearing. It enabled us to not only listen to the race being broadcasted, but we could also turn into different race teams and listen to their spotters telling them where on the track they were in relation to others.  I found that part fascinating as I listened to them trying to help Danica Patrick keep her third place lead.  Unfortunately for Danica, she wasn't willing to take the risks she needed and she was easily overcome by her opponents.  She ended the race in 14th place. 

Can you imagine all the emotions running through Danica's head as she saw herself losing ground?  I wonder if she let her emotions get the better of her?  

Of course, this race got me thinking about the race we all run when we're getting out debt or just contemplating getting out of debt. 

We might feel fear, anger, shame and maybe sadness, disappointment, and regret for the debt we've amassed.  We could feel all of these or some but we surely feel something as we move along our debt free journey.  

What we can't do is allow our emotions to become our truth.  We can't allow our emotions to get the better of us.  Sure we may feel fear, but fear is just an emotion and it's not the truth about your ability to conquer your debt.  It's just something your feeling.  
That's what you HAVE to remember friends.  It's okay to feel what you're feeling but you must not let your fear, shame, embarrassment or whatever emotion your feeling get the better of you and derail your progress on your debt free journey.  

You're going to feel them but in that moment you can replace those negative feelings with positive feelings for the steps you're taking .  You can instead focus on hope, excitement, joy and happiness for the progress your seeing in the dent your making in you're debt.  Every step you take towards getting out of debt is a step worth celebrating.  Don't forget that.  

So this week I want you to celebrate the achievements you're making in your debt free journey.

Would you share them in the private Facebook group I've created? Let's make this week the week we pat each other on the back as we make our way towards financial freedom!  I know I'd love to send you congratulations and give you a virtual pat on the back and our community is so supportive I know others will want to do the same thing!  
Not a member yet?  It's easy to join!  

1.  Join the private Facebook group and be the first to hear and see all my video broadcasts. I share tips and strategies about how to get out of debt and answer your burning questions.  

Join the group, stop by and say hi, and if you know anyone else who could use the support we offer in the Facebook community, be sure to invite them!

Have a great weekend, friends!  


PS:  Here's some really great tools to help you save over the holidays.  Don't make the mistake of not taking advantage of them.  I use them all, and they help me save money ALL Year Long!  Don't you want to save money too?  If you started using  them last year you could have possibly finance all or part of your holiday with the money you could have saved.  Check them  out! 

Ebates - Earn cash back when shopping online!

Honey -  Kind of like Ebates but super useful if you love shopping  It will find the best deal for you so you know your saving.  

Ibotta - Great for saving at the grocery store! 

Top Cash Back - One of my new favorites.  I may switch to them this year.  I'm still finding my way with them but so far love their program.
Featured Article

We’re short on time.

Christmas is less than 90 days away.  Soon Santa will be heading for the sleigh and to take flight. Now is the time to commit to a debt free Holiday!

Statistics show us that those of us who plan for the holidays have a better shot and ensuring they are debt free than those of us who just wing it.

1. Make Your List 

Go ahead and make your list.  Think about all the people you want to buy a gift for.

Your list might include the following:

Read the full article here ------>>>>>>
100 Days of Debt Free Holiday Ideas 
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