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10 Holiday Expenses You MUST Consider Including in Your Christmas Budget

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Maureen Campaiola                           
Dear Friends!

Happy Saturday! Wow - this week flew by. Half of November is already almost  O-V-E-R.

I don't know about you, but I kinda get excited when the weather starts to get colder... of course I say that now - talk to me in January with a foot of snow under my feet and I'll probably feel much differently.

But with this cold weather, try as I might, I can't help but get in the mood for Christmas! Last week I started playing the Christmas music for Lucas.  He was dancing around all happy loving the music.  I also spent some time showing him pictures of Santa and Rudolph. This weekend I think I'll introduce him to the Rudolph movie.

I am excited about Thanksgiving too...more about that next week!

This week wasn't all fun and games.  I sat my daughter and son-in-law down and we spent a little time discussing what we are doing for Christmas financially. Who's paying for what, will we host a party or skip it, etc., etc.  I realized, now's the time to get our budget finalized!

If we don't, we'll overspend.

How do I know this?  Because it's happened  before. 

Planning is critical to ensuring we don't use credit cards.  So I bet you want to know: "How do I set a Christmas budget?"

Well, I'm glad you asked! I've got a foolproof system to set a realistic Christmas budget! And you know what? It's actually fun to do. Make sure to do it now, ahead of Black Friday and Cyber Monday - that way you are all ready as you start your holiday shopping. 

Remember, the goal here is a Debt Free Christmas! You can do this!

Also - hugely important when setting your Christmas budget is to make sure you account for all those "little" hidden costs that end up adding up to a lot of money!

I've written about that here in this week's Featured Article - The Hidden Costs of Christmas.

Time is flying folks so please sit down and figure out your Christmas budget this weekend so you have a good idea who you'll buy for, what you'll spend your money on and why it's important to you. 

If you're looking to do away with all of this gift giving and want to encourage your family to instead embrace a more value centered Christmas sit down and do the worksheets I provide for you here.  I'd love to learn what you decide to change up, eliminate or just toss to the side. 

I'll be away in Seattle next week attending a special Elite Blog Acadamy VIP Mastermind Group with 20 other bloggers.  This event is going to help me serve you better.  I can't wait for what will unfold as a result of this awesome opportunity.  I'll fill you in a bit next week.

Until then, get cracking on your holiday budgets.  

If you've got questions, feel free to ask them by posting your questions in the Private Facebook Group.  But you have to be a member to post, so join here if you haven't already joined this awesome group!

Have a great weekend!


PS:  Don't forget to sign up for Ebates BEFORE you do any holiday shopping!  And, remember unless you install the app on your computer you'll need to go through the Ebates portal to get the savings.  Ebates is raising their cash back for the holidays, so now has never been a better time to join.  Join here!

Featured Article

Most of us mistakenly believe we have all our expenses covered when developing our Christmas Budget.  But believe me, when I tell you, it’s easy to forget all those “little” things that make their way into our carts.

The Hidden Costs of Christmas

The holidays are filled with never-ending temptations to spend, spend, spend. However, with a well-planned budget, you can manage your finances without skimping on the fun of the season or dipping into your savings account.

When preparing your budget, it’s important to look beyond the obvious.  Anticipating every possible cost will keep you out of debt.  Here’s a list of commonly overlooked expenses with my personal strategies on how to avoid these costs altogether.

Read The Full Article Here------->>>>>>>
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