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We've got some great news for you

Variable equity release interest rate now 3% annually*!


Key Retirement

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Key Retirement


Equity release variable interest rates have never been lower!

Our current lowest variable interest rate is 3.00% annually*.


We promise to find you a suitable plan with the lowest rate which means you'll pay less interest over the life of your plan.

Use our free online calculator to see instantly how much cash you could release.

Calculate cash >



Dear Reader

Secure the lowest equity release interest rate available in the market by coming to Key, or we'll pay you £250 cash!** The current lowest variable lifetime mortgage rate is 3.00% annually*. The rate is reviewed annually and is linked to Consumer Price Index inflation and cannot exceed 8.00% annually. A lifetime mortgage is secured against your home.

Low interest rates mean that you will pay less interest over the life of your plan.

Find out if you could take advantage of this incredibly low rate and
use our free online calculator to find out instantly how much cash you could unlock.

Why choose Key?

We provide impartial, independent advice and search the entire market to find the best plan to suit your individual circumstances. We will guide you through all of the features, ensuring that equity release is the best option for you - if your adviser doesn't think it is right for you, they'll tell you!

They will also explain how a plan will reduce the value of your estate and may affect your entitlement to state benefits.

With over 18 years experience, 52 industry awards and over 8,800 reviews on Trustpilot, with an overall rating of excellent across our range of services, you can be confident that you're in safe hands throughout your equity release journey. 

To find out how Key could help you, book a free no-obligation consultation with your local adviser.

Book a FREE consultation >

Yours sincerely,

Richard Overson
Managing Director, Retirement Lending
Key Retirement

Unless you decide to go ahead, our service is completely free of charge, as our typical advice fee of 1.65% of the amount released would only be payable on completion of a plan. 

*All offers are subject to eligibility, correct at time of email and applies to Equity Release Council approved plans.
**Our challenge only applies when you've had a consultation with Key, and to ERC approved plans available at the time of your recommendation from Key.


52nd award win for Key

Independent reviews

Providing impartial, independent advice and searching the entire equity release market to find the best plan to suit your individual circumstances.

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Key Retirement
Baines House
4 Midgery Court






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Key Retirement is a trading name of Key Retirement Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (Registered in England No.2457440). 

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