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Getting Started: The Dreaded B-Word

Know Where Every Dollar is Going
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Budgeting Basics
It's time to tell your money where to go instead of wondering where it went. Give every dollar that comes in a name. In other words, put it into a category and stick to it. If there's any money left over after groceries, the house payment, and other bills, add it to your savings. Taking control of your money starts with a budget. This isn't an option. It's easier than you think.

Here's an example. If you bring home $3,000 a month, then you want every item you spend, save, give, or invest to add up to $3,000. That way you know where all your hard-earned money is going.

Dave's team has been working on a free budgeting tool called EveryDollar. This new budget can help you manage your money from anywhere. Research has shown that people who do an EveryDollar budget pay off 19% more debt and save 18% more money than those who don't. This is budgeting made easy, and the basic budget is free!

Learn more about EveryDollar now
How to Make a Zero-Based Budget
In the movies, when someone goes looking for buried treasure, they'll carry a map. The map tells them where to go, what to look for, and what to avoid on the way there. And once they reach their destination, they'll find the riches.
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The Spam Archive - Chronicling spam emails into readable web records

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