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This week's top 10 money-savers | Long money transfer card with low fee | Cheapest British Gas deal in 4 years | Gift card with M&S loan | PS1 offer at Bella Italia

Cold weather taking its toll on the roads? Find out how to report a street fault
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Car insurance Home insurance Travel Insurance Credit cards Loans Energy
Virgin Money 32 Month Money Transfer Card
0% for 32 months on money transfers. After this period, the rate will be 20.9%
A 1.69% money transfer fee applies. The 0% promotional rate applies to transfers made within the first 60 days
You cannot transfer balances between other accounts issued by Virgin Money
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
MoneySuperMarket Energy Bill Buster
British Gas Collective Fix December 2016
Exclusive - the cheapest British Gas deal in over 4 years*. Offer ends December 2
Fixed for 12 months. £30 per fuel exit fees
Existing British Gas and Sainsbury's Energy customers can also switch to this tariff without penalty
*The last British Gas deal that was cheaper, based on Ofgem average consumption figures, was the web saver 11 tariff which was available until May 2011
Longest balance transfer card with no fees
AA Balance Transfer Credit Card
0% for 22 months on balance transfers with 0% fee. After this period, the rate will be 19.9% APR
The 0% promotional rate applies to transfers made in the first three months
No balance transfer fee or annual fee. You cannot transfer a balance from another credit card issued by Bank of Ireland
Representative Example: If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
As the cold starts taking its toll on the roads, discover how to report a pothole and get it fixed using our handy tool
iPad mini 2 with peer-to-peer lending
Wellesley & Co Peer-to-peer lending
Invest £3,000 or more with Wellesley & Co via MoneySuperMarket by December 11, 2015 and receive an exclusive iPad mini 2. Conditions apply - see T&Cs
Your must invest your money for at least 3 years (Conditions apply - see T&Cs). Annualised interest rates of 4.75% and 5.50% p.a available dependent on the fixed term you apply for. Interest is paid gross and liable to tax
Offer available for new customers only. Apple is not a participant in or sponsor of this promotion. A charge will occur if you withdraw funds within the first three years
Peer-to-Peer lending is not protected by the Financial Services Compensation Scheme FSCS. There's a risk you could lose all or some of initial investment.
Low personal loan rate with exclusive £40 M&S Gift Card
M&S Personal Loan
3.5% APR Representative
For loans of between £7,500 and £15,000 taken over one to seven years. There is an option to defer repayments for the first three months. Conditions apply – see T&Cs
Apply through MoneySuperMarket and receive an exclusive £40 M&S gift card if your application is successful. Offer ends December 4, 2015. Conditions apply - see T&Cs
Loan rate will vary based on your individual circumstances
£100 Love2Shop voucher with 12 months free broadband
TalkTalk Totally unlimited broadband
Free unlimited broadband for 12 months, £7.50 thereafter (12 month contract).
£17.70 monthly line rental (12 month contract). Up to 17Mb per second plus unlimited data usage. £100 Love2Shop voucher available to all new customers only, conditions apply - see T&Cs
£6.75 one off delivery cost. Offer ends November 25, 2015
Earn £150 cashback when you switch
Clydesdale Current Account Direct
£150 cashback when you switch to Clydesdale before November 30, 2015. Conditions apply -see T&Cs
2% AER (variable) on in credit balances of up to £3,000
Sign the current account switch agreement and complete the switch within 31 days
You must fund your account with a minimum of £1,000 each month and switch a minimum of two active direct debits. Conditions apply - T&Cs
Low deposit 3-year fixed rate mortgage
Post Office 3-year fixed mortgage
3 year fixed rate at 2.18% until December 31, 2018. Then reverting to 4.49% (Bank of England Base Rate currently 0.5% plus 3.99% for the rest of the mortgage term). The overall cost for comparison is 4.0% APR. Available on mortgages with a minimum 20% deposit
£1,495 arrangement fee. Other fees apply - see T&Cs. Standard valuation fee paid by the lender
Early repayment charges apply during the fixed rate period. Post Office Money Mortgages are provided by Bank of Ireland UK

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