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Ben, need a loan or card? It's a great time to borrow

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It pays to know about Smart Search – a unique tool which is free to use and keeps your credit score intact. Our article explains how to use it.

Whether you're after a new set of wheels or want to consolidate any debt - we can help you find the right card or loan for you. So take a look at our top picks.
Loans
Only looking to borrow a small amount?
Zopa Personal Loan
7.9% APR Representative
For loans of between £1,000 and £1,999 taken over one to two years
No early repayment fees. Sliding scale fee applies. Conditions apply - see T&Cs
Loan rate will vary based on your individual circumstances
Zopa
CHECK ELIGIBILITY
GET A QUOTE
Need to borrow more?
Sainsbury's Shopper Loan
4.2% APR Representative
For loans of £5,000 - £7,499 over one to three years
Two month payment holiday available at the start of the loan. Conditions apply - see T&Cs
Entering your Nectar card number during your application will allow you to qualify for the lowest rates. Conditions apply - see T&Cs
Sainsbury's
CHECK ELIGIBILITY
APPLY NOW
Looking to borrow a larger amount?
M&S Personal Loan
3.3% APR Representative
For loans of between £7,500 and £15,000 taken over one to seven years
There is an option to defer repayments for the first three months. Conditions apply – see T&Cs
M&S Bank
CHECK ELIGIBILITY
APPLY NOW
COMPARE ALL LOANS
Credit Cards
Great if you need to transfer a balance from another card
Halifax 40 Month Balance Transfer Credit Card
0% for 40 months on balance transfers. After this period, the rate will be 18.95% APR (variable)
A 3% fee applies. Fee is reduced to 2.85% via a refund during the 90 day promotional period. Conditions apply - see T&Cs
The 0% promotional rate applies to transfers made in the first 90 days
The minimum balance you can transfer is £100. You cannot transfer a balance from another Halifax card
This limited offer ends on March 7, 2016

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The Spam Archive - Chronicling spam emails into readable web records index for all time

Please contact us with any comments or questions at questions@spamdex.co.uk. Spam Archive is a non-profit library of thousands of spam email messages sent to a single email address. A number of far-sighted people have been saving all their spam and have put it online. This is a valuable resource for anyone writing Bayesian filters. The Spam Archive is building a digital library of Internet spam. Your use of the Archive is subject to the Archive's Terms of Use. All emails viewed are copyright of the respected companies or corporations. Thanks to Benedict Sykes for assisting with tech problems and Google Indexing, ta Ben.

Our inspiration is the "Internet Archive" USA. "Libraries exist to preserve society's cultural artefacts and to provide access to them. If libraries are to continue to foster education and scholarship in this era of digital technology, it's essential for them to extend those functions into the digital world." This is our library of unsolicited emails from around the world. See https://archive.org. Spamdex is in no way associated though. Supporters and members of http://spam.abuse.net Helping rid the internet of spam, one email at a time. Working with Inernet Aware to improve user knowlegde on keeping safe online. Many thanks to all our supporters including Vanilla Circus for providing SEO advice and other content syndication help | Link to us | Terms | Privacy | Cookies | Complaints | Copyright | Spam emails / ICO | Spam images | Sitemap | All hosting and cloud migration by Cloudworks.

Important: Users take note, this is Spamdex - The Spam Archive for the internet. Some of the pages indexed could contain offensive language or contain fraudulent offers. If an offer looks too good to be true it probably is! Please tread, carefully, all of the links should be fine. Clicking I agree means you agree to our terms and conditions. We cannot be held responsible etc etc.

The Spam Archive - Chronicling spam emails into readable web records

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