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B, looking for a credit card or loan?

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Use our Smart Search tool to check your eligibility before applying for a card or loan. Your search isn't visible to lenders so you'll keep your credit record clean too.
Looking to borrow a larger amount?
HSBC Personal Loan
3.3% APR Representative
For loans between £7,000 and £15,000 over one to five years
The representative APR may not be the rate you'll receive
HSBC Advance customers could be entitled to 10% interest cashback at the end of the term of their loan. Cashback is only available on loans with 60 repayments or less. Conditions apply - see T&Cs
If you close your loan early or it is ended by HSBC you will not be eligible for the cashback. Conditions apply - see T&Cs
Only looking to borrow a small amount?
Zopa Personal Loan
6.9% APR Representative
For loans between £2,000 and £2,999 taken over two years
Sliding scale fee applies. Conditions apply - see T&Cs
No early repayment fees
Loan rate will vary based on your individual circumstances
Not sure whether a loan or credit card would best suit your needs? Our article highlights the pros and cons to help you decide which is right for you.
Credit Cards
Great if you need to transfer a balance from another card
Virgin 40 Month Balance Transfer Card
0% for 40 months on balance transfers. After this period, the rate will be 18.9% p.a (variable)
A 2.59% (minimum £3) balance transfer fee applies during the 60 day promotional period, after this it will be 5% (minimum £5)
The 0% promotional rate applies to transfers made in the first 60 days
Available until May 24, 2016
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.
Great if you want to make purchases
Post Office Matched Card
Leading 0% for 27 months on purchases
You must make a transaction within three months of opening your account to qualify for the first 27 months interest free, otherwise it will apply for the first 16 months. Conditions apply - see T&Cs
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office is a credit broker and not a lender

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Please contact us with any comments or questions at Spam Archive is a non-profit library of thousands of spam email messages sent to a single email address. A number of far-sighted people have been saving all their spam and have put it online. This is a valuable resource for anyone writing Bayesian filters. The Spam Archive is building a digital library of Internet spam. Your use of the Archive is subject to the Archive's Terms of Use. All emails viewed are copyright of the respected companies or corporations. Thanks to Benedict Sykes for assisting with tech problems and Google Indexing, ta Ben.

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The Spam Archive - Chronicling spam emails into readable web records

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