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Ben, this week's top 10 money-savers | Receive PS220 gift card when you switch | Low personal loan rate | Transfer a balance with no fee | Kids eat free at Bella Italia

Planning on doing some DIY this bank holiday. Discover more failsafe tips with our home improvement to-do list
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TOP 10 MONEY SAVERS
Helping you make the most of your money every week
MoneySuperMarket.com
   
Provider
Exclusive M&S gift card up to £220 when you switch
M&S Bank Current Account
£220 M&S gift card is made up by receiving £100 when you switch and up to £120 when you stay. Receive a £100 M&S gift card if you switch your main bank account using the full current account switching service and have a minimum of two active Direct Debits
Then, once you have your gift card, M&S will top it up with £10 each calendar month assuming that a minimum of £1,000 is paid onto your current account and two Direct Debits remain active - for a period of 12 months following the switch. So you could enjoy spending up to £220 in M&S
Earn one point for every £1 spent on your M&S Visa Debit Card in M&S (in store and online) through the M&S Loyalty Scheme. Gift card offer exclusive only through MoneySuperMarket.com. Conditions apply - see T&Cs
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Provider
CREDIT CARD
Pay no fee to transfer a balance
Halifax Balance Transfer Fee Offer
0% for up to 25 months on balance transfers. After this period, the rate will be 18.95% p.a (variable)
There is no charge for transferring your balance within the 90 day promotional period. After this period, a 3% fee applies
The 0% promotional rate applies to transfers made in the first 90 days. You cannot transfer a balance from another Halifax card. Minimum balance transfer of £100 applies
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Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
   
Provider
LOANS
Low rate when you borrow between £5,000 to £7,499
M&S Bank Personal Loan
3.8% APR Representative
For loans of between £5,000 and £7,499 taken over one to seven years. The rate is market leading rate for loans up to £6,999
There is an option to defer repayments for the first three months, conditions apply – see T&Cs. Loan rate will vary based on your individual circumstances
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THIS WEEK'S TIP
Make sure your tools are charged, cleaned and sharpened if you're planning on doing some DIY this bank holiday. Discover more failsafe tips with our home improvement to-do list…
READ MORE
   
Provider
CURRENT ACCOUNT
High interest paying current account for balances up to £2,000
TSB Classic Plus Account
Receive 5% AER/4.89% gross variable interest paid monthly on balances up to £2,000
5% cashback on your first £100 of contactless or Apple Pay payments each month. Cashback offer ends 31 December 2016 for existing customers or 30 September 2017 for accounts opened on/after 1 June 2016. Conditions apply - see T&Cs
You must pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence. No interest is paid on your balance over £2,000. You must log on to Internet Banking through a desktop or mobile browser within 12 months to read your inbox messages
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You must be 18 or over and a UK resident to apply. The Classic Plus account is restricted to one account in your sole name, and another Plus account in joint names. Terms and conditions apply
     
Provider
ENERGY
Fix your energy bills for 12 months
SSE 1 Year Fixed v8
Available through online comparison sites only**
Exclusive access to SSE Reward. Conditions apply - see T&Cs
£30 per fuel exit fees if you want to switch away during your fixed period
COMPARE NOW

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Please contact us with any comments or questions at questions@spamdex.co.uk. Spam Archive is a non-profit library of thousands of spam email messages sent to a single email address. A number of far-sighted people have been saving all their spam and have put it online. This is a valuable resource for anyone writing Bayesian filters. The Spam Archive is building a digital library of Internet spam. Your use of the Archive is subject to the Archive's Terms of Use. All emails viewed are copyright of the respected companies or corporations. Thanks to Benedict Sykes for assisting with tech problems and Google Indexing, ta Ben.

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The Spam Archive - Chronicling spam emails into readable web records

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