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Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
Low rate 5 year fixed mortgage
First Direct 5 Year Fixed Mortgage
5-year fixed rate mortgage at 2.09% for 5 years, then reverting back to the standard rate currently at 3.69% variable
Available on mortgages with a minimum 25% deposit (75% LTV)
Early repayment charges apply during the 5-year fixed period and £1,450 booking fee applies. Other fees apply, see T&Cs
A mortgage of £90,000 payable over 25 years, initially on a fixed rate for 60 months at 2.09% and then on our current variable rate of 3.69% (variable) for the remaining 240 months would require 60 monthly payments of £385.42 and 240 monthly payments of £445.57. The total amount payable would be £131,711 made up of the loan amount plus interest (£40,062) and valuation fee (£149), booking fee (£1,450). The overall cost of comparison is 3.1% APRC Representative
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