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Current account letting you down?

Get cashback, better interest rates or rewards when you switch
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There are some great deals on the market offering rewards, benefits, cashback or competitive interest rates. So if you're feeling underwhelmed by your current account, why not find one that's better for your pocket?
M&S Bank Current Account
Receive a £100 M&S gift card if you switch your main bank account using the full current account switching service and have a minimum of two active Direct Debits
Then, once you have your gift card, M&S will top it up with £10 each calendar month assuming that a minimum of £1,000 is paid into your current account and two Direct Debits remain active - for a period of 12 months following the switch. So you could enjoy spending up to £220 in M&S
Earn one point for every £1 spent on your M&S Visa Debit Card in M&S (in store and online) through the M&S Loyalty Scheme. Conditions apply - see T&Cs
Access to a 5% AER/gross fixed interest rate for 12 months with the M&S Monthly Saver account if you've used the Current Account Switch Service to open your current account
If you choose to open the M&S Monthly Saver Account, you must save between £25 and £250 per month. Monthly withdrawals are not allowed
HSBC Advance Bank Account
Receive £150 and a 6 month interest and fee-free overdraft when you switch your bank account using the full switching service within 30 days of opening your account and switch two direct debits or standing orders
A further payment of £50 will be paid 12 months later if you register for mobile or online banking within 60 days of account opening and meet the account eligibility criteria for 9 out of the first 12 months. Offer ends October 30, 2016. Conditions apply - see T&Cs
To qualify, you must be over 18, pay in at least £1,750 each month (or a minimum of £10,500 every 6 months), not including internal transfers. You must not already hold an existing HSBC current account or have held one in the last 12 months. Conditions apply - see T&Cs.
You can only open the account in branch or by telephone
first direct First Account
Receive £100 when you switch your current account to first direct using the full Current Account Switch Service and pay in at least £1,000 in the first three months. Conditions apply - See T&Cs
If you're not satisfied with its service, first direct will give you another £100 if you wish to leave. Conditions apply - see T&Cs
There is a £250 interest-free overdraft (subject to status), plus 24-hour customer service seven days a week
first direct can only offer switching incentives to people who haven't previously held any account with them
Minimum monthly funding of £1,000 or a £10 monthly fee applies and no interest paid on balances in credit
Several banks have announced current account rate cuts, so if you're not sure which account is right for you, our article will help you decide.
Read more
Natwest Reward Current Account
Earn 3% Rewards on selected household bills. Conditions apply - see T&Cs
Household bills will need to be paid by Direct Debit
£3 monthly fee applies
You must be 18 or over and a UK resident to apply

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