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Ben, check out our card offers and top loans--it's a great time to borrow

Our top pick of cards and loans
MoneySuperMarket.com
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Car insurance Home insurance Credit cards Loans Savings Energy
Whatever you need a credit card or loan for, the good news is that thanks to increased competition and low interest rates, it’s a great time to borrow.

Our unique Smart Search Tool shows you which loans and cards you're likely to be approved for without harming your credit score. Read our article to find out more.
Credit Cards
All round card for purchases, balance transfers and money transfers
 
Virgin 30 Month All Round Credit Card
Leading All Round card. 0% for 30 months on purchases and balance transfers. After this period, the rate will be 20.9% p.a (variable) on balance transfers
A 2.5% (minimum £3) balance transfer fee applies during the 60 day promotional period, after this period it will be 5% (minimum £5)
0% for 30 months on money transfers. After this period, the rate will be 22.9% p.a (variable). A 4% (minimum £3) fee applies during the 60 day promotional period, after this it will be 5% (minimum £5)
The 0% promotional rate applies to transfers made within 60 days. You cannot transfer balances between other accounts issued by Virgin Money
Offer ends December 1, 2016
SMART SEARCH
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
Great if you need to transfer a balance from another card
 
Halifax Balance Transfer Fee Offer
Leading balance transfer card with no fees. 0% for up to 25 months on balance transfers. After this period, the rate will be 18.95% p.a (variable)
There is no charge for transferring your balance within the 90 day promotional period. After this period, a 3% fee applies
The 0% promotional rate applies to transfers made in the first 90 days
You cannot transfer a balance from another Halifax card. Minimum balance transfer of £100 applies
SMART SEARCH
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
Great if you want to earn cashback on your purchases
 
American Express Platinum Cashback Everyday Credit Card
Earn 5% cashback (up to £100) for your first 3 months of card membership. Conditions apply - see T&Cs
After the first three months you’ll earn up to 1% cashback, depending on how much you spend. Conditions apply - see T&Cs
Apply and get approved for the card before January 31, 2017 and receive 3% cashback on all your purchases at Amazon.co.uk, for your first three months of card membership (up to £15). Introductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Cards in the past six months. Any cashback from introductory offers will be credited to your account in your card anniversary month. Conditions apply - see T&Cs
No annual fee, but you must spend a minimum of £3,000 in a year to qualify for cashback
SMART SEARCH
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative rate will be 22.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
Not sure whether a loan or credit card would best suit your needs? Our article highlights the pros and cons to help you decide which is right for you.
Read more
Loans
Low rate for Nectar card holders
 
Sainsbury's Shopper Loan
3.0% APR Representative
For loans of between £7,500 and £15,000 taken over one to three years
This loan rate is for Nectar card holders only

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Please contact us with any comments or questions at questions@spamdex.co.uk. Spam Archive is a non-profit library of thousands of spam email messages sent to a single email address. A number of far-sighted people have been saving all their spam and have put it online. This is a valuable resource for anyone writing Bayesian filters. The Spam Archive is building a digital library of Internet spam. Your use of the Archive is subject to the Archive's Terms of Use. All emails viewed are copyright of the respected companies or corporations. Thanks to Benedict Sykes for assisting with tech problems and Google Indexing, ta Ben.

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The Spam Archive - Chronicling spam emails into readable web records

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