Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
Low rate when you borrow between £5,000 and £7,499
Hitachi Personal Loan
3.7% APR Representative
For loans of between £5,000 and £7,499 taken over two to five years
Receive £100 when you switch your current account to first direct using the full Current Account Switch Service and pay in at least £1,000 in the first three months. Conditions apply - See T&Cs
If you're not satisfied with its service, first direct will give you another £100 if you wish to leave. Conditions apply - see T&Cs.
first direct can only offer switching incentives to people who haven't previously held any account with the bank. Minimum monthly funding of £1,000 or a £10 monthly fee applies and no interest is paid on balances in credit. You must be over 18 years old
Earn 1.00% Gross/AER tax free fixed annual interest for 1 year
Minimum deposit of £1 and you can pay in up to your annual ISA allowance, currently £15,240
You can withdraw money from the account but any withdrawals made within the fixed rate period are subject to a charge equivalent to 60 days' loss of interest. You cannot put money back into the account
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