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B, this week's top 10 money-savers | Low personal loan rate | Market leading purchase card | Save 30% on mains at Zizzi

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Helping you make the most of your money every week
Low rate when you borrow between £5,000 to £7,499
M&S Bank Personal Loan
3.8% APR Representative
For loans of between £5,000 and £7,499 taken over one to seven years
There is an option to defer repayments for the first three months. Interest is chargeable throughout the full loan term, including the deferment period, which means you will pay more interest over the term of the loan
To apply for an M&S Loan, you must have an annual income of at least £10,000, be a UK resident and be aged 18 or over
Market leading purchase card for 30 months
Virgin Purchase Credit Card
Leading 0% for 30 months on purchases
0% for 18 months on balance transfers. After this period, the rate will be 19.9% p.a (variable). A 2.99% (min £3) fee applies during the 60 day promotional period, after this it will be 5% (min £5)
The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days
Representative Example: If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
octopus energy
Fix your energy bills for 12 months
Octopus Energy 12 months fixed tariff
Prices are fixed for 12 months
No exit fee applies; you can switch any time
Online account management with paperless billing
With interest rates at record lows, getting a decent return on your savings is a challenge. So check out our top tips to get your money working harder...
first direct
Fix your mortgage for 2 years
first direct 2-year Fixed Mortgage
2-year fixed rate mortgage at 1.19%, then reverting back to the standard rate currently at 3.69% variable
Available on mortgages with a minimum 25% deposit (75% LTV)
Early repayment charges apply during the 2-year fixed period and £1,450 booking fee applies. Other fees apply, see T&Cs
A mortgage of £90,000 payable over 25 years, initially on a fixed rate for 24 months at 1.19% and then on our current variable rate of 3.69% (variable) for the remaining 276 months would require 24 monthly payments of £346.98 and 276 monthly payments of £450.61. The total amount payable would be £134,612.00 made up of the loan amount plus interest (£42,695.00) and valuation fee (£173), booking fee (£1,450). The overall cost for comparison is 3.3% APRC representative.
Earn £100 cashback when you switch
TSB Classic Plus Account
Apply exclusively through MoneySuperMarket or and receive £100 when you switch your current account
To receive the cashback you must pay at least £500 into your new account within 28 days of the switch. Transfer all active credits and debits, which must include at least 2 active Direct Debits as part of your switch. Conditions apply, see T&Cs. Offer ends December 11, 2016
To earn interest (which is paid monthly) pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence. It's important that you log in regularly, at least once every 12 months

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