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Ben, this week's top 10 money-savers | Market leading purchase card | Low personal loan rate | Save 30% on mains at Zizzi

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Helping you make the most of your money every week
Market leading purchase card for 30 months
Virgin Purchase Credit Card
Leading 0% for 30 months on purchases
0% for 18 months on balance transfers. After this period, the rate will be 19.9% p.a (variable). A 2.99% (min £3) fee applies during the 60 day promotional period, after this it will be 5% (min £5)
The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days
Representative Example: If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
Low rate when you borrow between £5,000 to £7,499
M&S Bank Personal Loan
3.8% APR Representative
For loans of between £5,000 and £7,499 taken over one to seven years
There is an option to defer repayments for the first three months. Interest is chargeable throughout the full loan term, including the deferment period, which means you will pay more interest over the term of the loan
To apply for an M&S Loan, you must have an annual income of at least £10,000, be a UK resident and be aged 18 or over
octopus energy
Fix your energy bills for 12 months
Octopus Energy 12 months fixed tariff
Prices are fixed for 12 months
No exit fee applies; you can switch any time
Online account management with paperless billing
With interest rates at record lows, getting a decent return on your savings is a challenge. So check out our top tips to get your money working harder...
Post Office
Online saver account with unlimited withdrawals
Post Office Online Saver
Easy access account with a variable rate of 0.90% gross/AER which includes fixed bonus rate of 0.65% for first 12 months
Manage your savings online 24/7 with unlimited withdrawals with no charges, penalties or notice periods. Choose between annual or monthly interest
After 12 months the rate will revert to the underlying rate, currently 0.25% gross/AER variable
first direct
Fix your mortgage for 2 years
first direct 2-year Fixed Mortgage
2-year fixed rate mortgage at 1.19%, then reverting back to the standard rate currently at 3.69% variable
Available on mortgages with a minimum 25% deposit (75% LTV)
Early repayment charges apply during the 2-year fixed period and £1,450 booking fee applies. Other fees apply, see T&Cs

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