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Ben, this week's top 10 money-savers | Long duration balance transfer card | Leading personal loan rate | Save up to 30% on airport parking with SkyParkSecure

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TOP 10 MONEY SAVERS
Helping you make the most of your money every week
MoneySuperMarket.com
   
Halifax
CREDIT CARD
Longest balance transfer card with no fee
Halifax Balance Transfer Fee Offer
0% for up to 26 months on balance transfers. After this period, the rate will be 18.95% p.a (variable)
There is no charge for transferring your balance within the 90 day promotional period. After this period, a 3% fee applies
The 0% promotional rate applies to transfers made in the first 90 days. You cannot transfer a balance from another Halifax card. Minimum balance transfer of £100 applies
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APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
   
Sainsbury's
LOANS
Leading personal loan rate
Sainsbury's Shopper Loan
2.8% APR Representative
For loans of between £7,500 and £15,000 taken over one to three years
This loan rate is for Nectar card holders only. Loan rate will vary based on your individual circumstances
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APPLY NOW
   
iSupply energy
ENERGY
Fix your energy bills for 12 months
iSupply iFix 12-Month Jan18
Prices are fixed for 12 months
Exit fee of £30 per fuel in fixed period
The maximum amount of electricity iSupply can supply is 30,000 kWh per year. This tariff is not available in Scottish Hydro region
COMPARE NOW
   
THIS WEEK'S TIP
If you need to submit a self-assessment tax return, you'd best get cracking – the deadline is 31 January. You’ll also need to pay any tax owing by that date, too. Our article has tips on completing your return.
READ MORE
   
YORKSHIRE BUILDING SOCIETY
MORTGAGE
2 year discounted variable mortgage
YBS 2-year Discounted Variable Mortgage
0.98% variable (YBS Standard Variable Rate -3.76%) until January 31, 2019 , then reverting back to the standard variable rate currently at 4.74%
Available on mortgages with a minimum 35% deposit (65% LTV)
Early repayment charges apply during the 2-year period and £1,495 booking fee applies. Other fees apply, see T&Cs
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APPLY NOW
Representative example: A mortgage of £349,000.00 payable over 26 years, initially on a discounted variable rate for 24 months at 0.98% and then on our current variable rate of 4.74% for the remaining 24 years would require 24 monthly payments of £1,267.16 and 288 monthly payments of £1,890.70. The total amount payable would be £576,878.44 made up of the loan amount plus interest (£255,933.44) and valuation fee (£450), product fee (£1,495). The overall cost for comparison is 4.2% APRC representative.
     
first direct
CURRENT ACCOUNT
Switch and earn £125 cashback
first direct 1st Account
Apply through MoneySuperMarket and receive an exclusive £125 when you switch your current account to first direct using the full Current Account Switch Service and pay in at least £1,000 in the first three months. Conditions apply - See T&Cs. You won't find this offer anywhere else
If you're not satisfied with its service, first direct will give you another £100 if you wish to leave. Conditions apply - see T&Cs.
first direct can only offer switching incentives to people who haven't previously held any account with the bank. Minimum monthly funding of £1,000 or a £10 monthly fee applies and no interest is paid on balances in credit. You must be over 18 years old
COMPARE ALL

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