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Ben, this week's top 10 money-savers | Transfer your card balance | Low loan rate | Exclusive energy tariff

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Helping you make the most of your money every week
Long balance transfer duration with cashback
HSBC Credit Card
0% for up to 32 months on balance transfers made in the first 60 days. After this period, the rate will be 18.9% p.a (variable)
1.4% fee to transfer your balance (minimum £5)
Exclusive £50 cashback through MoneySuperMarket Group when you make a balance transfer of at least £1,500 within 60 days of account opening. Conditions apply - see T&C's
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances
Lowest rate when you borrow between £5,000 and £7,499
M&S Personal Loan
3.6% APR Representative
For loans of between £5,000 and £7,499 taken over one to seven years
Loan rate will vary based on your individual circumstances
Exclusive 100% renewable energy deal
LoCO2 Energy Planet Fixed MSM 2
Fix your bills for a year from date of switch
Exclusive deal for MoneySuperMarket and MoneySavingExpert customers
This deal is available to the first 3,000 applicants. Exit fee of £25 per fuel applies
If you use our Smart Search tool, you can find out which cards and loans you're eligible for without leaving a trace on your credit file.
Receive cashback for your borrowing
Barclays Homebuyer Cashback Mortgage
Get a rate of 2.69% fixed until May 31, 2022. After this, your rate will revert to the standard variable rate which is currently at 3.74%
Available on mortgages with a minimum 20% deposit (80% LTV). Get £1,250 cashback if you take out a mortgage between £100,000 - £150,000 or get £2,500 cashback if you borrow £150,000 - £500,000. Cashback is available for first-time buyers or if you're moving home
Early repayment charges apply during the 5-year period and there is no product fee. Other fees apply, see T&Cs
A capital and interest mortgage of £161,000 payable over 25 years initially on a fixed rate of 2.69% for 5 years and then the variable tracker rate at 3.49% above the Barclays Bank Base Rate (currently 0.25%) for the remaining term would require 60 monthly payments of £737.78 and 240 monthly payments of £810.51. The total amount payable would be £238,904.20 made up of the loan amount plus interest and £0 (product fee), £80 (final repayment charge), £35 (completion fee). The overall cost for comparison is 3.4% APRC representative
Exclusive fixed-price offer
TenTel Broadband Unlimited
£19 per month for 12 months (12 month contract)
No inclusive calls, pay as you go for all phone calls. A new line installation charge of £65 may apply
Up to 17Mb per second plus unlimited data usage. Line rental included in the price. Offer ends March 31, 2017
Exclusive £125 cashback for switching
first direct 1st Account
Apply through MoneySuperMarket Group and receive an exclusive £125 when you switch your current account using the full Current Account Switch Service and pay in at least £1,000 in the first three months. Conditions apply - See T&Cs. You won't find this offer anywhere else, ends March 27, 2017
If you're not satisfied with their service, first direct will give you another £100 if you wish to leave. Conditions apply - see T&C's
first direct can only offer switching incentives to people who haven't previously held an account with them. Minimum monthly funding of £1,000 or a £10 monthly fee applies and no interest paid on balances in credit. You must be 18 years old

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Please contact us with any comments or questions at Spam Archive is a non-profit library of thousands of spam email messages sent to a single email address. A number of far-sighted people have been saving all their spam and have put it online. This is a valuable resource for anyone writing Bayesian filters. The Spam Archive is building a digital library of Internet spam. Your use of the Archive is subject to the Archive's Terms of Use. All emails viewed are copyright of the respected companies or corporations. Thanks to Benedict Sykes for assisting with tech problems and Google Indexing, ta Ben.

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The Spam Archive - Chronicling spam emails into readable web records

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