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Top 10 money-savers | Long balance transfer card with cashback | Low personal loan rate | Earn cashback when you switch | 20% off at Red Letter Days

Drivers get fairer deals on parking fines
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Car insurance Home insurance Travel Insurance Credit cards Loans Energy
Halifax Credit Card
0% for 37 months on balance transfers (2.75% fee). Fee is reduced from 3% to 2.75% via a refund. Conditions apply - see T&Cs
£35 cashback available until October 30, 2015. Conditions apply - see T&Cs
You cannot transfer a balance from another Halifax card
Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.
Low personal loan rate
M&S Bank Personal Loan
3.5% APR Representative
For loans of £7,500 - £15,000 over 1 to 5 years
Option to defer repayments for the first 3 months. Conditions apply - see T&Cs
Exclusive earn £150 cashback when you switch
First Direct First Account
Switch your current account to First Direct through MoneySuperMarket and you'll receive an exclusive £150 cashback. Conditions apply - see T&Cs
If you're not satisfied with their service, First Direct will give you another £100 if you wish to leave. Conditions apply - see T&Cs
Get customer-only rates of up to 6% AER/gross on its Regular Saver, fixed for 12 months. Plus 24 hour customer service 7 days a week
You must fund the account with a minimum of £1,000 per month
Discover why it’s just gotten harder for private parking attendants to fine you for overstaying your ticket in Mark Hooson’s blog…
Fix your energy costs until the end of December 2016
Extra Energy - Fresh Fixed Price Dec 2016 v3
Fix your rates until December 31, 2016
Exit fees apply - £25 per fuel
Online account management with paperless billing
Top credit card for purchases
Clydesdale Bank Gold Mastercard
0% for 26 months on purchases
0% for 12 months on balance transfers (3.0% fee, £3 min). Conditions apply - see T&Cs
You cannot transfer a balance from an existing Clydesdale or Yorkshire Bank credit card
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.
Great for managing your savings online
Post Office Online ISA - Easy Access Issue 3
Instant access ISA at 1.51% variable AER, includes a fixed bonus of 0.86% for 12 months
Minimum deposit of £100, transfers from previous ISAs are accepted. Flexibility to spread your allowance across easy access and fixed rate products
The Online ISA is provided by Family Investments. Savings in Post Office Money cash ISAs are deposited with Bank of Ireland UK
A breakage charge will occur if you move money from the Fixed Rate account during the fixed term
12 months free Sky broadband with £100 M&S voucher
Sky unlimited broadband
Free unlimited broadband for 12 months, £10 per month thereafter (12 month contract)
£17.40 monthly line rental (free connection – terms apply). £6.95 router delivery. Offer ends October 15, 2015
Up to 17Mbps speed with unlimited data usage and £100 M&S voucher (conditions apply - see T&Cs)
Fix into a 3 year fixed rate mortgage
Post Office 3 year fixed rate mortgage
Fixed for 3 years at a rate of 2.18% until December 31, 2018 reverting to a standard variable rate currently 4.49% variable which is Bank of England Base Rate (current 0.5%) plus 3.99% for the rest of the mortgage term. Overall cost of comparison is 4.0% APR
Available on mortgages with a minimum deposit of 20%. A £1,495 arrangement fee applies, standard valuation fee is paid for by the lender. Other fees apply see T&Cs
Early repayment charges apply during the 3 year fixed period. Post Office Money Mortgage are provided by Bank of Ireland UK
20% off at Red Letter Days
Offer expires December 6, 2015

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