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B, how to spread the cost of your Christmas shopping

Buy now, pay later with a purchase card
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MoneySuperMarket.com
Car Home Cards Loans Savings Energy
Christmas Shopping? Spread The Cost
Thinking about how you'll afford Christmas this year? Considered a 0% purchase credit card? You could spread the cost without paying any interest for up to 27 months, get cashback or earn reward points on your festive shop.

Our Smart Search tool can help you find a card that you're likely to be accepted for, without affecting your credit score.

Take a look at our top cards if you're the savvy Santa in your household and see what you could get back.
COMPARE ALL PURCHASE CARDS
Post Office Money Matched Card
Market leading 0% interest on purchases for 27 months
0% interest on balance transfers for 16 months - 2.98% fee applies. Conditions apply - see T&Cs
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office is a credit broker and not a lender
You must make a transaction within three months of account opening to qualify for 0% on purchases for the first 27 months otherwise 0% will apply for the first 16 months
POST OFFICE
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.
Halifax All in One Card
Market leading 0% for 24 months on purchases and balance transfers (0.8% fee). Conditions apply see T&Cs
Manage your card online using internet banking and mobile banking
You cannot transfer a balance from another Halifax card
Halifax
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.
M&S Credit Card
0% for 19 months on purchases
Earn M&S points every time you shop with your card
In addition, a bonus points voucher for 500 M&S points worth £5, when you spend in food, clothing or home at M&S. Conditions apply - see T&Cs
0% for 15 months on balance transfers (2.9% fee, £5 min). Conditions apply - see T&Cs
M&S Bank
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.
American Express Platinum Cashback Everyday Card
Exclusive 0% on purchases for 21 months
You can earn up to 1.25% cashback, depending on how much you spend on the card
You must spend a minimum of £3,000 in a year to qualify for cashback
This card is only available via MoneySuperMarket
American Express
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative rate will be 22.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.
Sainsbury's Nectar No Balance Transfer Fee Credit Card
0% for 13 months on purchases and balance transfers (no fee). Conditions apply - see T&Cs
Collect two Nectar points per £1 spent on Sainsbury's shopping and fuel
Collect one Nectar point for every £5 spent on your card elsewhere
You cannot apply if you currently hold another Sainsbury's Credit Card or transfer a balance from another Sainsbury's Credit Card
Sainsbury's Bank
APPLY NOW
Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and interest rates will vary based on your individual circumstances.

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