This 27-year-old refugee launched a life-changing coffee brand
We all love our daily cups of joe, but coffee has the potential to do much more than fuel us through our busiest days—or at least that’s what Manyang Reath Kher believes. The 734 Coffee founder is on a mission to change the world, and he’s using organic Ethiopian coffee to do it.
The goal is to shine a light on the world refugee crisis, an issue very close to Kher’s heart. After becoming one of Sudan’s “Lost Boys” at age 3, Kher spent 13 years in refugee camps on the Sudan-Ethiopia border before coming to America as a teen. “In the United States, we talk a lot about giving back to our communities, and I have wholly internalized that ideology,” he says.
734 Coffee grows and sells fair-trade coffee beans to U.S. roasters. This year revenue has topped $76,000, with 80% of profits being donated to Refugee Campus, a program that offers Sudanese refugees academic scholarships. “To me, giving back is not something generous that I like to do, but it is a calling and a welcomed burden that I take to heart and graciously accept,” says Kher.
Lessons learned from a week-long digital detox
Celinne Da Costa left corporate America for a nomadic lifestyle one year ago, but a traveling career isn’t always easy breezy. Between writing a book and building an online business, stress still piles on. To cope, she recently took a one-week digital detox—seven days of self-care, far away from her phone. Not all of us can steer clear of the Internet for that long, but we can still benefit from these life-changing lessons the experience taught her.
Respect your body as much as your mind. No matter how smart and successful we are, we still need to sleep and eat. You don’t expect others to bend over backward for work, so don’t ask it of yourself. On the first day of her retreat, Da Costa was so exhausted she needed four naps. Take regular breaks during your day to journal, meditate or sit outside.
It’s never too late to do what you want. During meditation, thoughts inevitably drift to distractions, but we can’t get frustrated. Every new breath, like each new day, is a chance to reset. In her world travels, Da Costa has met many people who’ve reinvented their careers, like an American corporate lawyer-turned Balinese diving instructor.
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Buying a DVD box set wrecked this millennial’s credit
While in college, Lauryn Paiva made a seemingly innocuous purchase: a $45 Rescue Me DVD box set. While checking out, she agreed to open a Best Buy credit card. Shortly after, the new line of credit slipped her mind.
Then, the bill arrived, as did another and another. She ignored the pile until late fees and compound interest added up and she had to face her dues—they amounted to $550. This wasn’t the only time Paiva would fall for a store’s gimmicks. By the time she was signing a lease for her first apartment, her credit history was so poor that she needed a guarantor.
If you’re looking into retail cards, seek low interest rates or cash-back rewards. “Don’t go into debt to pay for something you can watch on Hulu for $11 a month,” Paiva advises. As she learned the hard way, poor moves early on could derail your ability to get a loan or buy a home down the road.
Got a side gig? Make sure you’re reporting that extra income
Do you declare your side hustle earnings on your tax return? According to a Finder.com survey, more than one in four Americans do not report their extra income—that’s about $214.6 billion annually. Skipping out on taxes can lead to interest and penalties. Here’s what you need to know to avoid that fate.
When in doubt, declare everything. While there are some exceptions (think money from an inheritance or a term life insurance policy), more often than not income is income, whether you’re walking dogs or babysitting.
Know the difference between a real business and a money-making hobby. Not only are the two declared on different parts of your federal tax return, but different rules (and deductions) apply when reporting.
Consider hiring a professional. With multiple sources of income, filing tax returns can get complicated fast. Having the right tax preparer can make the whole process a lot easier.
We’re assembling the minds behind the world’s most compelling concepts and brilliant ideas in Boston, October 1-4. RSVP now.
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