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Simple steps I take to protect my identity

Money. Career. Balance.
What I do to protect my identity (whether or not it’s enough)
Photo: Shutterstock
After a weekend away with one of my friends, I mailed him a check to cover my half of the bill we racked up. One week later, the check still hadn’t arrived. Two weeks later, I started to get nervous. Three weeks later, my mind was racing with visions of hackers intercepting my envelope and draining my account dry.

Then, just shy of entering full-blown panic mode, the mail arrives, and what do I find but my envelope stamped with “return to sender.” One dramatic eye roll later, I thought maybe this is a sign that I should finally join the rest of my generation on Venmo. It sure seems to make payments easy. But when it comes to my finances, I’ve always been a real stickler—preferring to pay in cash, keeping my credit card out of apps (yes, even Uber) and shredding everything—all to protect my money and identity.

Call me old-fashioned, but these are the small measures I take. I still have some work to do, but it’s nothing brushing up on some protective measures can’t help solve. What little things do you do to safeguard your identity? Tell us here.
TAKE CHARGE
Tackle money, career and balance with these tips today.

 
Getting a jumpstart on holiday shopping?
These are the best (and worst) items your money can buy this month.


How can you gain experience if no one will hire you without it? 
Just talk about these three things instead.


Yes, it is possible to be an all-star employee and be home for dinner.
But first, you’
ll need to adopt a few new habits.
WHAT'S FRESH
Your three-step guide to navigating tricky politics in the workplace

Listen first—always face-to-face. When people feel like they’re being heard, they’re more likely to be understanding. And once you start to see things from their point of view, you’ll be able to reach a resolution.

Stick to your values. While everyone else is taking sides, hold to your beliefs. Your coworkers will respect and trust you for staying true to the person they know you to be.

Lead by example. If you’re in a leadership position, establishing a code of conduct for your team is a great first step toward avoiding office politics. But that’s just it—a first step. Guide your team with frequent, constructive feedback, and embody your own advice in everything you do.
Traveling this holiday season? Dont let your flights break the bank

Book your flights ASAP. Seriously. If you don’t book now, finding open window seats will be the least of your worries. Once Thanksgiving hits, airfares hike up $4 a day. And in the two weeks right before Christmas, prices rise $7 a day.

Be flexible with travel plans. Since December 25 falls on a Monday, flights on the Friday before are going to be really, really pricey. If you’re able to get away earlier, do it—booking Tuesday or Wednesday could save you $100 (or more).

Travel on Christmas. If you have young kids, this option isn’t ideal. But if you’re open to delaying the gift exchange a few hours, flying out on Christmas morning could save you hundreds.
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ONE CHART ANSWER
No one ever expects to get laid off, fall ill or watch the business they worked so hard to build go under. But these things happen, and all we can do is make sure we’re prepared for whatever comes our way—and that means having an emergency fund. The rule of thumb is to have three to six months of income saved in cash (or cash equivalent, like the money in your checking account).
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