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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
Chemical Romance
In a tie-up that would cap off the strongest year ever for takeovers, Dow Chemical and DuPont are in advanced talks to merge, as we exclusively reported late Tuesday. A combination of the chemical giants, which each have a market capitalization of about $60 billion, would be billed as a merger of equals, meaning there wouldn’t be a big premium for either set of shareholders, according to people familiar with the matter. Should it come to fruition, a merger of the companies, each more than a century old, would be one of the biggest in a year marked by big deals. In his latest column, the Journal’s financial editor Dennis Berman argues that the potential deal is an example of America’s shrinking ambition. “This is not an America playing to win. It’s an America playing not to lose,” he writes.
This Land Is Your Land
Donald Trump’s call to temporarily ban Muslims from entering the U.S. widened the rift between Republican congressional and state leaders and the billionaire’s grass-roots supporters. “It is un-Republican, it is unconstitutional and it is un-American,” said the New Hampshire state party chairman. The reaction has rekindled an old threat: That he’ll quit the race and run as an independent candidate. And in the wake of growing anxiety over domestic terrorism, the House overwhelmingly approved legislation to limit certain travel privileges granted to citizens of 38 friendly foreign countries. Also under scrutiny is the practice of staying in the U.S. beyond the period permitted by a visa, and the visa program through which Tashfeen Malik entered the country.
Life Below Zero
A world of negative interest rates isn’t supposed to happen. In economics, zero is the floor. But Europe’s economic stagnation has proved so intractable that the region’s central banks are cutting rates deeper into negative territory to spur their economies. We look at the upside-down world of negative interest rates, in which banks impose a levy on customers to hold their money, instead of paying interest on deposits. And in other market news, China guided the yuan to its weakest level in more than four years as the country deals with currency outflows and a slowing economy. Global stocks, meanwhile, declined today, led by mining companies, as investors continued to digest a recent slump in commodities prices.
Inspector Gadget
Are gadget warranties worth it? Our personal tech columnist Geoffrey Fowler crunches the numbers, and explains why there are very few reasons to buy AppleCare or other plans. “Extended gadget warranties are only worth it for niche cases, like people with an extremely advanced case of klutziness,” he writes. Meanwhile, Apple has finally admitted the iPhone 6 and 6s could use some extra juice. The company has entered the battery case business with a new iOS-integrated option that nearly doubles battery life. Read our columnist Joanna Stern’s review for the pros and cons. And check out her take on Google’s new Pixel C. The Internet giant’s new attempt to build a tablet that acts more like a laptop, similar to Microsoft’s Surface Pro and Apple’s iPad Pro, begins shipping today.
Bangladeshi Climate Funds Pay for Cyclone-Resistant Homes
That Was Painless
In Bangladesh, a government fund is helping the poor adapt to the effects of climate change. The program includes several thousand cyclone-resistant homes on the coast of the Bay of Bengal. Photo: Syed Zain Al-Mahmood/The Wall Street Journal

Latest Cyberthreat: Stealing Your House

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The price per month at which Pfizer set its new breast-cancer drug called Ibrance. Read our analysis on how the price was set—an elaborate process of testing the market and the views of doctors and health plans.
Both nuclear missile tests fly in the face of U.N. Security Council resolutions, yet the administration is not punishing these violations.
Sen. Mark Kirk (R., Ill.) on how Iran violated international law by testing a nuclear-capable missile that can reach Israel and U.S. forces in the Middle East. His comments come amid news that the U.S. is helping Iran with an arrangement to send part of its nuclear fuel stockpile to the Central Asian nation of Kazakhstan, a step that would enable swifter sanctions relief for Tehran.
Going back to the Number of the Day, what are your thoughts on the process for setting drug prices? Send your comments, which we may edit before publication, to Please include your name and location.
—Compiled by Khadeeja Safdar
Thanks for all your comments on Donald Trump’s proposal. Phebe Intihar of Maryland wrote that Trump is “not afraid to define enemies as enemies. Leftists have turned everyone into turn-the-other-cheekers who don’t mind even when they are shooting us and blowing us up. But I mind that…I would like to see Trump say he’ll start sending the Muslims here back to where they came from.” William H. Myers of Florida said, “I favor his proposal as long as it fits within current U.S. constitutional guidelines and cases.” And John Brock weighed in from Alabama: “He spoke what a lot of citizens really feel, only he was the only political figure with guts enough to voice his honest opinion.” But Lee Alcott of Florida described it as “un-American, offensive and frightening.” Jim Pierce of Texas said it’s “indicative of his complete and utter failure to grasp the nuances and complexities of radical Islam. The bad guys have killed more Muslims than people from the West. Muslims aren’t the enemy. The enemy, per se, is radical Islamic terrorism. The fact that Mr. Trump cannot discern the difference between the two should be enough alone to disqualify him from serious consideration as a candidate for president.” And Gawain Lau of Montana commented, “Recognizing, on the same day, the American sacrifices made 74 years ago at Pearl Harbor, Mr. Trump calls for a ludicrous ban on Muslims from entering the country. If parading a policy equivalent to Japanese internment 74 years ago is your plan to make American great again, you are uniquely unqualified to be president.”
This daily briefing is named "The 10-Point" after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary "What's News" digest of top stories. Technically, "10-point" referred to the size of the typeface. The type is smaller now but the name lives on.
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