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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
Trump Towers, Bernie Battles
The race for the presidency has entered a new phase—a new geography and a new political reality. With ballots now cast in Iowa and New Hampshire, demographic divisions are coming into sharper relief. As Democrats head south and west, they face the twin questions of whether Bernie Sanders’s appeal is broad enough to repeat Tuesday’s victory—and whether Hillary Clinton’s support is strong enough to reverse the tide. And now, as the GOP race moves to South Carolina, Donald Trump, whose support has been strongest among secular, blue-collar voters, faces a new kind of test: Will blue-collar evangelicals side with him or favor candidates who are more identified with conservative social causes? The question of whether he can replicate his success in New Hampshire may also depend partly on his campaign machinery and Corey Lewandowski, the relatively anonymous campaign manager who helped assure his victory in the Granite State primary. Meanwhile, the GOP field is narrowing, as both Chris Christie and Carly Fiorina called it quits after a disappointing finish in New Hampshire.
Obamacare Blues
A familiar story is emerging, as the economics of Obamacare are once again under scrutiny. After most health insurers racked up financial losses on Affordable Care Act plans in 2014, many companies’ results for last year worsened, creating heavy pressure to improve performance this year. An analysis of filings by not-for-profit Blue Cross and Blue Shield insurers shows the challenge facing the industry as it seeks a turnaround in the individual business. It looks as though they paid out more for health care in the first three quarters of 2015 than they took in from premiums on their individual plans. And in other news shaking up the business of health care, Walgreen has threatened to end its relationship with Theranos. The blood-testing firm got a 30-day deadline from the drugstore chain to resolve major infractions that violate the federal law governing clinical laboratories.
Bleak Midwinter
Markets are facing another turbulent day around the world. Asian equities slid again this morning with Hong Kong’s Hang Seng Index down 3.9%. In Europe, the Stoxx Europe 600 fell as much as 3.9% as banking shares tumbled. The risks challenging the global economy are on everyone’s minds. In the first of two days of testimony before Congress, U.S. Federal Reserve Chairwoman Janet Yellen said financial-market turbulence could impede economic growth, as could stresses in China and other foreign economies. While she didn’t explicitly mention delayed rate increases, her comments were a potentially telling sign of the Fed’s leanings. She also waded into fraught territory, suggesting the central bank could turn to negative interest rates in an economic downturn despite legal and other uncertainties. Her testimony came as concerns about unsettled markets and weak global growth pushed benchmark U.S. Treasury rates to a one-year low. Read our Fed reporter Jon Hilsenrath’s analysis of Ms. Yellen’s testimony here.
Air Grievances
Travel is full of stresses. But for couples with different flying predilections, the knives can really come out. Frequent fliers have strategies for seating choices, bathroom runs, food options, ground transportation and when to arrive at the airport, and those can sometimes collide with spouses who have a different outlook. Our Middle Seat columnist Scott McCartney examines how couples cope with the drama of air travel when only one is a seasoned traveler. And whether to ease travel-induced tensions or for other reasons, flowers might come in handy this weekend. With the plethora of floral varieties and arrangement styles available these days, we have some tricks of the trade for choosing just the right Valentine’s Day bouquet.
New Hampshire Bikers See Fellow Traveler in Trump
That Was Painless
Donald Trump earned the respect—and votes—of one New Hampshire biker bar. Exit polls help explain why. WSJ’s Jason Bellini has #TheShortAnswer.

Former Los Angeles Sheriff Pleads Guilty to Charges of Lying to Federal Investigators

Carbon-Rule Stay Puts Obama Environmental Legacy on the Line

Terrorist Designation Beleaguers Syria Talks

Venezuela Rations Electricity Supply to Shopping Malls

Anheuser-Busch InBev Receives $2.9 Billion Offer From Asahi for Peroni and Grolsch

Shipping Firms Swamped in Trade Slowdown

For AIG’s Hancock, a Dance at the Activists’ Ball

Race Car Driver Scott Tucker Charged With Running Fraudulent Payday Lending Operation
320 million
The number of users that signed into Twitter at least once a month in the fourth quarter, the same as three months earlier. The San Francisco social-media company for the first time failed to show any user growth in an earnings report, pushing its shares to new lows and fueling investor anxiety that the company doesn’t have a turnaround plan.
The view that China has years of reserves to burn through is misinformed...China’s back is completely up against the wall today, which is one of the primary reasons why the government is hypersensitive to any comments regarding its reserve levels or a hard landing
Investor Kyle Bass on China’s liquid foreign reserves, intensifying a debate over the country’s ability to keep its currency from falling.
Going back to our stories above, what are your thoughts on the demographic challenges facing candidates? Send your comments, which we may edit before publication, to Please include your name and location.
—Compiled by Khadeeja Safdar
Responding to yesterday’s question about the New Hampshire primary results, Tom Weil of Ohio commented: “With four candidates likely to stay in the race to beat Trump, it looks like no one will have a majority before the convention. Unlikely that Trump can ever get to 50. Convention should be exciting.” Arthur of Virginia wrote: “While it’s true Trump has a double-digit lead, perhaps it should be noted that nearly two out of three people did *not* vote for him. It would be curious to see where the chips fell in a runoff vote.” Mike Schiller of Arizona noted: “New Hampshire suggests this election is really about how a candidate’s vision for moving forward post-Obama resonates with slivers of the public. Bernie Sanders is telling us ‘I want to smash the banks and the hedge funds!’ The Donald’s message is ‘I want to SMASH EVERYTHING!’ Which may explain why they are doing so well with the populist wings of the parties. On the other hand, John Kasich’s more mainstream message seems to be ‘I want to fix things,’ while Messrs Cruz and Rubio want to be the Minister-in-Chief. Best I can tell Chris Christie and Jeb Bush are echoes. In the case of Hillary Clinton, her only reason so far is ‘I want to be President really, really, really bad!’”
This daily briefing is named "The 10-Point" after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary "What's News" digest of top stories. Technically, "10-point" referred to the size of the typeface. The type is smaller now but the name lives on.
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