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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
Rising Tide
A surge in U.S. incomes last year delivered the first significant increase for the typical family after seven years of stagnant and declining earnings, the result of sustained job growth which has at last raised the prosperity of American households. The median household income rose 5.2% to $56,516, from 2014, the Census Bureau said. But that number is still 1.6% shy of the 2007 level and below the level in 2000, underscoring the longer-term stagnation of American incomes. Inequality also eased last year, while the gender pay gap narrowed to the smallest on record. One question now is whether a sustained upturn is under way, or whether these gains are likely to out as the economy nears full employment. Rising incomes will likely show up in increased consumer spending. Democrats celebrated the report during a campaign season that has been marked by deep economic unease among voters in both parties. But critics pointed to the longer-term trend of weak income growth.


Trump Tactics
Donald Trump’s newly installed campaign team is steering him away from a preoccupation with rallies and wall-to-wall TV interviews toward “moments” that show him as presidential, such as his August visit to Louisiana residents affected by floods. Supporters say his new team has fostered a more disciplined candidacy, while Mr. Trump says he is “freer.” We report that the team, now in its fourth week, consists of three interconnected circles of advisers who don’t always agree. In other campaign news, Mr. Trump on Tuesday proposed new federal subsidies for child care, while President Obama, stumping solo for Hillary Clinton, accused him of adopting Russian President Vladimir Putin as his “role model.” We also examine how two successive New York City mayors who run in similar circles—Rudy Giuliani and Michael Bloomberg—have diverged sharply on the 2016 race.
Dry Wells
As public and congressional pressure mounted on Wells Fargo, Chief Executive John Stumpf had an explanation Tuesday for allegedly illegal sales practices across the company: It was employees’ fault. Mr. Stumpf defended the firm and said there was no incentive for the conduct that led to last week’s $185 million settlement with federal and local authorities. At the same time, the San Francisco bank said it would soon eliminate the practices at the center of the controversy: branch-level sales goals that encouraged employees to cross-sell products to customers. Mr. Stumpf is slated to be questioned by the Senate Banking Committee next week. Meanwhile, broad selling rattled stock and bond markets again Tuesday, intensifying concerns for risk-parity investors. We also report that the longest-term U.S. Treasury bonds are some of the biggest victims of the selloff in recent days.
Software Beats Hardware
If you don’t plan on buying the iPhone 7, don’t worry: the latest version of iOS offers improvements that should keep you happy, writes our Personal Technology columnist Joanna Stern. With iOS 10, your older iPhone will feel new, but your headphone jack will stay put. Some users experienced problems downloading the software after it was first released on Tuesday, but Apple says it has fixed the problem. Though the design doesn’t change much, iOS 10 gives the apps you use most a much-needed rethink. It even proves that Apple may have the smarts to compete with Google, Facebook and others in the arena of online services. The question isn't if you should upgrade—it is when. Check out Joanna’s guide to the best new features, and what still needs work.
Off the Field
That Was Painless
Under Armour, best known for performance sports gear, is rolling out a collection of high-end clothing including jackets, trousers and trench coats. The company aims to reach what it calls “ambitious millennials.”

Atlanta Fed’s Dennis Lockhart, a Bellwether Voice at the Central Bank, to Step Down

President Obama to Increase Refugees Admitted to U.S. by 30%

Syrian Government Sieges Drive Out Sunni Population

Iran Threatened to Shoot Down U.S. Surveillance Planes

Three Hanjin Shipping Charter Vessels Are Sold

Samsung Rushes to Contain Fallout From Galaxy Note 7 Recall

Teneo, Consulting Firm with Clinton Ties, Eyes $1 Billion IPO

Spitzer’s Trial Against Hank Greenberg Finally Begins
$292.1 million
The total amount EpiPen maker Mylan paid its top five managers over the past five years. The drugmaker, which has been lambasted for raising prices on its lifesaving device, had the second-highest executive compensation among all U.S. drug and biotech firms despite its relatively small size.
At a certain point in time, it would lose a lot of its attractiveness…If Palo Altans wanted to live in San Francisco, they’d go live in San Francisco.
Patrick Burt, mayor of Palo Alto, Calif., on pushing to block big software companies from dominating the city’s quaint center, saying they threaten its diversity and charm. Overwhelming demand is sparking a growing anti-development backlash in Silicon Valley.
Going back to our story above, what are your thoughts on the surge in U.S. incomes in 2015? Send your comments, which we may edit before publication, to Please include your name and location.
—Compiled by Margaret Rawson
Responding to yesterday’s question on the cease-fire in Syria, Slade Howell of North Carolina wrote: “The war in Syria isn't complicated. It is a civil war involving factions of insurrectionists attempting to displace the existing government…Other than access to oil and a market for weapons, the global elitist powers (U.S. and Russia) have little stake in this fight, and most likely will be ignored as the fighting continues.” Rich Irwin of Ohio commented: “I think the U.S. and Russia should not wait for the fighting to come down to ‘acceptable levels’ before implementing the next phase. We have at least three cooks with four and a half different agendas and I think we should move on to the next phase because all everyone is doing is dragging out the agony of the civilians.” And Gerald Falkenstein of Florida weighed in: “We don’t need empire building. President Obama can’t even handle the problems here in the not-United States of America.”
This daily briefing is named "The 10-Point" after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary "What's News" digest of top stories. Technically, "10-point" referred to the size of the typeface. The type is smaller now but the name lives on.
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