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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
Wells Under Fire
Wells Fargo Chief Executive John Stumpf was attacked on Capitol Hill yesterday by senators who contended that the bank’s leadership hadn’t taken enough responsibility for a scandal over its sales practices. Sen. Elizabeth Warren called for Mr. Stumpf to resign, return money earned during the sales scandal and be criminally investigated, saying he had shown “gutless leadership.” Lawmakers also pressed Mr. Stumpf on what the bank’s practices did to customers’ credit scores and borrowing costs—and what Wells Fargo could now do about it. Mr. Stumpf wasn’t alone in drawing the ire of the committee, which criticized the bank’s board for not moving quickly enough as problems emerged. Senators also scolded regulators for failing to detect problems with the bank’s sales practices sooner.
Rising Interest
Japan’s central bank took an unexpected step today, introducing a zero interest-rate target for 10-year government bonds to step up its fight against deflation, after an internal review of previous measures that fell short of expectations. The adoption of a long-term target is the first such attempt in the BOJ’s history. Meanwhile, the central bank kept its key interest rate steady at minus 0.1%. Global bond yields rallied following the news. Investors are now awaiting the U.S. Federal Reserve’s statement on interest rates due later today.
Written in Blood
A blood-soaked notebook found on New York bombing suspect Ahmad Khan Rahami paints a disturbing picture of his motivation, suggesting he was inspired by terrorists at home and abroad and looked to avenge what he viewed as a U.S. war on Muslims, according to law-enforcement officials. Friends say they noticed changes in Mr. Rahami and his family after they returned from a trip to Afghanistan two years ago. That same year, the FBI opened an assessment of Mr. Rahami after his father claimed his son was a terrorist, but closed it after concluding “there was nothing there.” Even as officials try to understand the recent bombing, experts and researchers are concluding, reluctantly, that attacks by “lone wolves” lack an all-encompassing explanation, making them difficult to anticipate.
Lime Aid
The Fragrance Foundation, a trade group for the perfume industry, paid former President Bill Clinton $260,000 to give a speech in January 2014 that lasted less than an hour. In the months after the talk, the Bill, Hillary and Chelsea Clinton Foundation organized and partially funded an effort to get hundreds of farmers in Haiti to plant thousands of lime trees, a project designed to help the impoverished farmers and the perfume and beverage industries. The timing of Mr. Clinton’s speech income from a perfume trade group in which a large member would later benefit from a Clinton Foundation project in Haiti, represents the kind of overlapping of private and charitable interests that has become a political liability for his wife as she runs for office.
Where’s the Beef?
Grass-fed beef, once a niche luxury, is now sold at ballgames, convention centers and nearly every Wal-Mart in the U.S. Many consumers perceive grass-fed as a healthier, higher-quality alternative to conventional beef and are willing to pay more for it. As such, sales of grass-fed beef in 2015 rose nearly 40% over the year before, while conventional beef grew 6.5% during the same period. But not every retailer and chef is on board. Costco, the country’s second-largest retailer, says the definition of grass-fed beef is still too ambiguous and the taste too inconsistent. Some grass-fed beef producers also think the U.S. Department of Agriculture’s qualifications for labeling don’t go far enough, as the use of antibiotics, growth hormones, pesticides and confinement varies among farms.
Rise of the Machines
That Was Painless
Robotics company Symbotic is trying to change the food distribution industry, promising to cut inefficiency in a low-margin business that has been slow to automate.

GOP Super PAC to Take Aim at Battleground States

Group of 21 States Sues U.S. Over New Overtime-Pay Rule

U.S. Believes Russia Bombed Syrian Aid Convoy

Brazil’s Lula da Silva Indicted in Corruption Probe

SEC Probes Exxon Over Accounting for Climate Change

GE Goes Into High Gear to Attract Silicon Valley Tech Talent

Central-Bank Rescues Prove Profitable

J.P. Morgan Chase Names Berkshire Hathaway Investment Manager to Board
Annualized gains over the last 10 years of Harvard University’s endowment, making it the third-worst performer in the Ivy League. The $38 billion endowment, once the envy of the investment world, is reeling from a series of leadership shake-ups and disappointing returns.
That big bad dude was a father, that big bad dude was a son, that big bad dude was enrolled at Tulsa Community College just wanting to make us proud.
Tiffany Crutcher, twin sister of Terence Crutcher, an unarmed black man who was shot and killed by a police officer in Tulsa, Okla., Friday. The Justice Department has opened an investigation into the shooting.
Going back to our story above, what are your thoughts on the congressional hearing of Wells Fargo CEO John Stumpf? Send your comments, which we may edit before publication, to Please include your name and location.
—Compiled by Hillary Canada
Responding to yesterday’s question on whether the Fed should increase interest rates, Massimo Piras of Belgium said: “We have witnessed a series of weak U.S. economic figures, a market tightening and a weak global economy, not to mention the likely volatility that will be caused by the coming historic U.S. elections. So, what’s the rush to raise interest rates? With an historically low labor participation rate, overcapacity and low commodity prices, inflation seems to pose little risk.” Alice Grace of New York wrote: “It is almost criminal to keep rates so low. The fastest growing segment of our population, over 65, is really hurting because the interest on their life savings is wiped out. Who is really responsible for these low rates?” And Michael A. Becker of Missouri commented: “They should increase interest rates to show that they still can. There is always a reason the week before a meeting to find ‘new weakness’ in the economy. The markets, and the world, need to have a sign that the dollar still means something and that someone is watching… however ineffectively. A quarter point takes 200 points off the Dow which they recover in the next day, or week, and no one else notices.”
This daily briefing is named "The 10-Point" after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary "What's News" digest of top stories. Technically, "10-point" referred to the size of the typeface. The type is smaller now but the name lives on.
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