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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
Breaking on
A U.K. court ruled Thursday that the British government can’t trigger negotiations to leave the European Union without a vote from Parliament, dealing a major blow to Prime Minister Theresa May’s plans. The U.K. government said it was disappointed by the judgment and that it would appeal the ruling, which could force the government to get parliamentary approval to trigger Article 50, the formal mechanism that begins a two-year window for exit negotiations. Stocks gained and the pound surged more than 1% against the dollar following the decision.
Feudal Bureau of Investigation
Secret recordings of a suspect talking about the Clinton Foundation fueled an internal battle between FBI agents who wanted to pursue the case and corruption prosecutors who viewed the statements as worthless hearsay. The roots of the dispute lie in a disagreement over the strength of the case, which broadly centered on whether Clinton Foundation contributors received favorable treatment from the State Department under Hillary Clinton. We report that agents, using informants and recordings from unrelated corruption investigations, thought they had found enough material to merit aggressively pursuing the investigation into the foundation that started in summer 2015 based on claims made in a book by a conservative author. In other campaign news, we explore how Donald Trump’s business entanglements would create an overlap of business and politics unseen in the modern White House, and we examine how the results of the presidential election will draw a new picture of the political landscape.
Loan Arrangers
Banks no longer reign over the mortgage market. They accounted for less than half of the mortgage dollars extended to borrowers during the third quarter. Taking their place are nonbank lenders more willing to make riskier loans that banks now shun, giving rise to potential new dangers. Independent mortgage lenders have come close to the 50% mark before, but they haven’t topped it in recent history, making this a notable moment for the most important consumer-credit market. Banks also remain fearful of legal and regulatory threats that have cost them tens of billions of dollars in mortgage-related fines and settlements in recent years. Meanwhile, we also report that the Federal Reserve decided on Wednesday to leave short-term interest rates unchanged while sending new signals that they could move at their meeting next month.
End of The Curse
The Chicago Cubs outlasted the Cleveland Indians in Wednesday’s dramatic Game 7 for the franchise’s first World Series title in 108 years. In 10 innings, the Cubs’ 8-7 victory ended the longest championship drought in baseball history. They snapped their streak of misery—a seismic event that millions of fans spent their entire lifetimes waiting in vain to witness—by overcoming more adversity than even manager Joe Maddon predicted at the outset of the postseason. In a thriller for the ages, the Cubs emerged as just the sixth team ever to survive a 3-1 deficit in a best-of-seven World Series. After leading by three with two outs in the eighth inning of Game 7, then letting the tying runs score before a short rain delay, the Cubs persevered and pulled off a miracle at the expense of the Indians, an organization with demons of its own still to conquer.
Christmas Bonus
Santa Claus is being good to travelers this year. Holiday airfares are lower than they were in the last couple of years, and some prime destinations like Cancún have more flights, more hotel rooms and better deals, especially for Christmas vacationers. Some routes have seen very impressive price cuts compared with holiday prices last year. Expedia says ticket prices for trips between Seattle and Las Vegas for Thanksgiving are 35% cheaper than last year, and Newark-Orlando tickets are 20% less expensive this year. Good deals also can still be had at resorts, while the strong value of the dollar has continued to make European travel a bargain, especially the U.K. For those hoping to travel during slower periods in January and February, airlines are embracing the Cyber Monday retail strategy, which means you can expect attractive sales right after Thanksgiving.
Police Shootings in Iowa
That Was Painless
On Wednesday morning, authorities apprehended an Iowa man in connection with the ambush-style killings of two officers in their patrol cars in Urbandale, Iowa. Officials identified the police officers who were killed in the attacks as Tony Beminio (pictured) and Justin Martin.

Can Globalization Be Salvaged?

More Americans Leave Expensive Metro Areas for Affordable Ones

Iraqi Forces Show New Face in Mosul

Maduro Threatens to Imprison Venezuela Opposition for Advocating Demonstrations

U.S. Sues AT&T’s DirecTV for Alleged Collusion During Dodgers TV Talks

Auto-Parts Makers Revive Rust Belt Cities

Aging Pipelines Raise Concerns

Oil Falls on ‘Most Bearish Report of All Time’
The jump in Facebook’s third-quarter revenue as the social media giant’s quarterly profit nearly tripled, though shares tumbled after hours after Facebook said it can’t maintain its current advertising growth.
I think we each just got caught up in the romanticism of it all.
Roger Kaiser, the Dallas opera lover who disrupted Metropolitan Opera performances last weekend by tossing a friend’s ashes in the orchestra pit, apologized on Wednesday, calling it “a sweet gesture to a dying friend that went completely and utterly wrong.”
Going back to our story above, what are your thoughts on Mr. Trump’s business entanglements? Send your comments, which we may edit before publication, to Please include your name and location.
—Compiled by Margaret Rawson
Responding to yesterday’s question on your election-night plans, Susan Jancar of Colorado wrote: “Being a person that enjoys diversity in life, I also have a diverse array of friends. No party for me. I love my friends and want to keep them!” Cameron Hollingshead of New York shared: “Sleep at or before 7 p.m. EST—when polling places begin to close for the day—with the hopes of waking up to favorable results.” Russ Porter of Connecticut commented: “As a moderator of elections in my district, I’ll spend election night counting ballots, and ensuring that the voting in my town isn’t rigged for anyone.” And Bob Jones of New Jersey opined: “I’ll be celebrating America and its robust economy, growing wealth, diversity of talent and vital private sector. I’ll be mourning our totally dysfunctional and corrupt federal government. We deserve better.”

This daily briefing is named "The 10-Point" after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary "What's News" digest of top stories. Technically, "10-point" referred to the size of the typeface. The type is smaller now but the name lives on.

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