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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
The End of the Beginning
The Federal Reserve left short-term rates unchanged Wednesday but indicated a December increase remains on the table and said it would begin shrinking its portfolio of bonds next month, starting to close the books on an unprecedented and sometimes controversial policy experiment. The statement signaled continued optimism about the economy even though persistently low inflation has prompted some officials to voice greater skepticism about another rate increase this year. Over the longer run, officials now see the rate target at 2.8%, rather than 3%, with the current rate-rise campaign largely complete by 2020. Stocks and bond yields moved a little higher after the Fed meeting, with the Dow Jones Industrial Average rising 42 points to 22413, a record, and the yield on the benchmark 10-year U.S. Treasury note edging up to 2.276%. See key takeaways here.


Once More, a Breach
The SEC disclosed Wednesday evening that hackers last year penetrated its electronic system for storing public-company filings and may have traded on the information. In an unusual and lengthy statement, the agency said it is investigating the hack, which exploited a software vulnerability in its Edgar database of filings made by the thousands of companies it regulates. It said the hack was detected in 2016, but that regulators didn’t learn about the possibility of related illicit trading until August. Meanwhile, we report that hackers roamed undetected in Equifax’s computer network for more than four months before its security team uncovered the company’s massive data breach.
Mutti’s Germany
German Chancellor Angela Merkel’s tenure has spanned the terms of three U.S. and four French presidents, and two Spanish, four British, six Italian and seven Japanese prime ministers. Polls suggest that on Sunday, her party is likely to win enough seats to give her a fourth term. We examine how Ms. Merkel—nicknamed “Mutti” (“Mommy”)—has extended her sway and pushed rivals toward the margins by strategically ignoring past divisions between the right and the left, selling her changing policy positions as just what her country needs in an uncertain world. But Ms. Merkel’s tendency to pull her conservative party to the left has helped create a political vacuum now occupied by the upstart Alternative for Germany, which is poised to become the first far-right party to win seats in the German parliament in more than half a century.
Flights to Safety
When a hurricane or other natural disaster hits, people far from home often must get creative to get safe. This year’s major storms have highlighted the difficulty of evacuations, especially from islands or remote vacation destinations. Before each of the recent hurricanes, airlines added extra flights and switched some scheduled trips to larger airplanes—and still, seats were scarce. Our Middle Seat columnist Scott McCartney writes that there are precautions travelers can take. While travel insurance often isn’t much help in these situations, nonmedical evacuation services are growing. And it’s wise to invest in reliable communications, such as a satellite texting device.
A Brief History of Retail Banking
That Was Painless
The retail banking industry is undergoing another major shift, and the future looks high-tech, sophisticated, and, for big banks, very urban. So what has changed?

Hurricane Maria Slams Into Puerto Rico

McConnell Plans Vote on GOP Health Bill Next Week

Trump Says ‘I’ll Let You Know’ if U.S. Will Keep Iran Deal

Born on the Run: How a Pregnant Refugee Fled Myanmar’s Killing Fields

Pfizer Alleges J&J Thwarted Competition to Remicade

Daimler to Invest $1 Billion in Alabama Plant

Toys ‘R’ Us Bankruptcy Filing Batters Some of Retailer’s Debt

Bank Mergers: Why the Trump Rally Failed to Boost Dealmaking
$645 billion
The amount U.S. states as a group will need to pay the retiree health benefits they have promised. Under accounting guidelines that apply to most governments, states and cities around the country will book the losses on their balance sheets starting in fiscal 2018—a shift that could potentially lead to cuts in retiree heath benefits.
Once you find a victim, you have to calm them down and come up with a plan to get them out. How are you both going to come out alive?
Roberto Hernández, head of a Topos group working to rescue children trapped in a school collapsed by Tuesday’s Mexico City earthquake. The Topos—Spanish for “moles”—are a Mexican innovation, a renowned volunteer force of usually small men and women who climb through shaky rubble to retrieve survivors.
Going back to our story above, what are your thoughts on the SEC hack? Send your comments, which we may edit before publication, to Please include your name and location.
—Compiled by Margaret Rawson
Responding to yesterday’s question on the recent tactics of antifa—short for “antifascist”—groups, Ronald D. Rotunda of California wrote: “There is no justification for violence, because we have the right to vote and the right of free speech. If you cannot persuade the majority, try more-persuasive arguments or realize that you might well be wrong.” Wendy Wilton of Vermont said: “Antifa protesters generally cover their faces so as not to be recognized. That says to me they know their activities go beyond free speech. They are violent thugs, no different than the white supremacists they claim to oppose. Both a sad stain on America.” And Cameron Hollingshead of New York shared: “I have never felt comfortable with condoning or condemning antifa violence. By condoning it, I am thereby saying that it is OK to commit a targeted act of violence against those of an inherently hateful group, even if particular individuals did not throw the first punch. By condemning it, I say that we should protect fundamental rights for any human being, even for those who act to see those same rights eliminated for outside demographics.”

This daily briefing is named “The 10-Point” after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary “What’s News” digest of top stories. Technically, “10-point” referred to the size of the typeface. The type is smaller now but the name lives on.

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