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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
Death Throes
The Republicans’ latest effort to repeal large parts of the Affordable Care Act suffered a possibly fatal blow Monday when Sen. Susan Collins of Maine declared her opposition. With no Democratic support expected, Republican leaders can lose no more than two GOP votes, and Sens. Rand Paul of Kentucky and John McCain of Arizona had already said they wouldn’t support the bill. Senate Majority Leader Mitch McConnell must decide whether to scrap a vote he said he intended to hold this week. The Congressional Budget Office released a partial analysis of the bill late Monday, concluding that the number of people with comprehensive health coverage would be reduced by millions.


Mea Culpa
The chairman of the SEC is expected to say Tuesday that his agency may have mishandled a 2016 breach of its system for disclosing market-moving news, and to promise a more intense defense against hackers. Facing his first crisis as chairman, Jay Clayton suggested in testimony prepared for a Senate hearing that not enough was done under his predecessor, Mary Jo White, to evaluate the breach—which might have been used for insider trading. Tough questions are likely from senators, already facing distress calls from constituents over a massive breach at Equifax. Democratic senators are expected to question whether Mr. Clayton’s statement last week disclosing the hack went far enough to inform investors and other SEC watchers about its scope.
Breaking the Code
Treasury Secretary Steven Mnuchin is facing the biggest test of his short political career: delivering a simpler tax code with lower rates. We report that he has a powerful tailwind, both President Trump and Republican lawmakers having promised an overhaul. But as negotiations near the make-or-break stage, Mr. Mnuchin must resolve complex disagreements within the Republican Party over how much lost tax revenue is acceptable and how tax cuts should be apportioned—and must cross this difficult terrain armed with less political experience than any other recent Treasury secretary. Lobbyists stand ready to resist almost any change. We also examine why the GOP focus on driving down business-tax rates could leave no room for tax cuts for high-wage earners.
What Doesn’t Kill Us…
People who endure a life crisis, such as a serious illness or accident, death of a loved one or a natural disaster, often find they emerge feeling stronger and more confident—even seeing new meaning in life. Psychologists call this “post-traumatic growth.” Long acknowledged by writers, philosophers and religious leaders, the phenomenon is now the subject of scientific examination. Our Bonds columnist Elizabeth Bernstein lays out the five core areas of post-traumatic growth identified by researchers, explains that some people—such as women and extroverts—may be more predisposed to post-traumatic growth than others and offers steps you can take to foster such growth in yourself.
Eruption ‘Imminent’
That Was Painless
The number of people fleeing a rumbling volcano on the Indonesian resort island of Bali rose to nearly 50,000, with the country’s disaster agency saying an eruption appears imminent after a half-century of calm.

Trump’s New Travel Ban Scrambles a Legal Fight

Maria Cripples Puerto Rico’s Main Airport, Leaving Thousands Stranded

Merkel Faces Big Challenges in Forming Government

Iraqi Kurds Vote in Independence Referendum Despite Warnings From Baghdad, U.S.

Warding Off Decline, Hospitals Invest in Outpatient Clinics

China Fines Social-Media Giants for Hosting Banned Content

World’s Largest Money-Market Fund Will Lower Its Returns, Shed Risk

The Modern IPO is Useless. Let’s Reinvent It
The hourly wage Target said will be its minimum next month, as the retailer competes for workers in a tighter labor market. The Minneapolis-based company also said it will raise the minimum to $15 within three years.
We are prepared to defend ourselves and our allies from an attack and are prepared to use the full range of capabilities at our disposal against the threat from North Korea.
Army Col. Rob Manning, a Pentagon spokesman, in response to a warning Monday from North Korea that it would shoot down U.S. warplanes even if they are outside North Korean airspace, in an escalation of the threat of a military confrontation.
Going back to our story above, Send your comments, which we may edit before publication, to Please include your name and location.
—Compiled by Margaret Rawson
Responding to yesterday’s question on NFL players’ protesting during the national anthem, Susan Prillman of North Carolina said: “These guys can say and do whatever they want on their own time. On Sunday afternoons and Monday nights and whenever they’re playing football, they are at work. Most people who try protesting at work would be written up or fired.” Margaret Smith of Maryland wrote: “I’m a service member. I’ve spent over a decade on active duty now. My service to this country is not diminished by the protests; it is strengthened by it. I serve to protect the rights that make us American. Freedom of expression, freedom of speech and the right to protest are critically important to our democracy. I’m proud to be American and think we need to view dissent, especially peaceful protest, in the highest regard so that we can start a conversation to make our nation better for all.” Joe Birle of Florida shared: “The NFL and the commissioner in particular read this the wrong way. It’s un-American not to stand. And America will not stand for it. The NFL will pay dearly for this.” And Ray Woodcock of North Carolina commented: “They are free to protest, it is right that they should be criticized for it, and we are free to not watch NFL broadcasts devoted to politics, not sport.”

This daily briefing is named “The 10-Point” after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary “What’s News” digest of top stories. Technically, “10-point” referred to the size of the typeface. The type is smaller now but the name lives on.

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