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The 10-Point: My Guide to the Day's Top News

The Wall Street Journal
Good morning,
No Waiting
In a 40-page speech, U.S. Federal Reserve Chairwoman Janet Yellen underscored the risks of waiting too long to raise interest rates. The speech served as a warning to financial markets that last week’s decision to keep rates near zero wasn’t a shift toward an endless delay. The central bank has been warning for months that it expects to start raising interest rates this year as officials see more labor-market improvement and become confident inflation will rise toward their 2% target over time. Investors, however, have come to doubt the timing, especially after the Fed decided last week not to act after weeks of buildup. But global stock markets climbed this morning after Ms. Yellen’s comments eased those concerns.
It’s Up to You, New York
Pope Francis began his whirlwind trip through New York City yesterday with an evening prayer service at the Manhattan cathedral, where he faced thousands of faithful and the adoration of a welcoming city. Earlier in the day, he urged a divided Congress in Washington to “confront every form of polarization” in seeking solutions to some of society’s most pressing problems. Today, the pope is scheduled to address the United Nations, host a multireligious service at the National September 11 Memorial & Museum and meet with students at a Catholic school in East Harlem. He closes his visit with a Mass at Madison Square Garden and is scheduled to depart New York tomorrow and continue to Philadelphia for the last stop on his three-city, six-day U.S. tour.
Soldiering On
Under current plans, the U.S. is to hand its remaining bases to Afghanistan and consolidate its forces in Kabul by the end of 2016. However, U.S. and allied defense officials, increasingly wary of the White House plans, are reviewing new drawdown options that include keeping thousands of American troops in the country beyond the end of 2016, American and allied officials said. The assessments are certain to inflame a debate in Washington about the future of the U.S. involvement in Afghanistan. If the White House opts to keep a higher number of troops in place, it will fall to President Barack Obama’s successor to determine the long-term role of the U.S. in the country.
When One Isn’t Enough
Real-estate developer Charles S. Cohen owns four very different homes across the U.S. But one thing they have in common: They’re meticulously planned and executed. “I like being in highly designed environments, no matter where I am,” says the 63-year-old billionaire. He and his wife have interests in many places, including a house in Greenwich, Conn., an apartment in West Hollywood, a duplex in Manhattan and a penthouse in Palm Beach, Fla. Meanwhile, selling a home without advertising to the public, long popular with celebrities and the wealthy, is gaining credence in major U.S. cities as the housing market heats up and inventory remains tight. Such properties are pitched mostly by word-of-mouth among tightknit networks of agents and their clients.
TOP STORIES
U.S.

Senate Makes Progress on Avoiding Government Shutdown

At Least 4 Die in Seattle After Bus Collides with ‘Ride the Ducks’ Vehicle
WORLD

Migrant Crisis: Germany Gets Tough on Those Who Don’t Qualify for Asylum

U.S. to Press China on Island Expansions
BUSINESS

Volkswagen to Name Porsche’s Matthias Müller as New CEO

Cyber Risk Isn’t Always in the Computer
MARKETS

Oil Prices Rise on Yellen Rate Comments, Supply-Side Factors

Commodities Traders Brace for New European Rules
TODAY'S VIDEO
Flu Virus: Surprising Discovery on How It’s Spread
That Was Painless
Scientists at MIT and the National Institutes of Health discovered that the soft palate, in the back of the mouth, plays a significant role in how the flu virus travels through the air. Photo: Getty.
NUMBER OF THE DAY
$1 trillion
The value of investment-grade corporate debt issued this year as of Sept. 24, including financial borrowers, on pace for a record year, according to data tracker Dealogic.
QUOTE OF THE DAY
This painful accident…does not take away from your great work to serve the pilgrims to perform their rituals with ease, comfort and calm.
Saudi King Salman addressed army and security force commanders after a stampede during the annual pilgrimage to Islam’s holiest site killed more than 700 people and brought sharp recriminations from rival Iran and its allies.
TODAY'S QUESTION
Turning back to our story above, what are your thoughts on the pope’s visit to the U.S.? Send your comments, which we may edit before publication, to 10point@wsj.com. Please include your name and location.
—Compiled by Khadeeja Safdar
READER RESPONSE
Responding to yesterday’s question on behavioral economics and free markets, Christen Varley of Ohio commented: “Behavioral economists operate under the premise that there is a ‘perfect’ system. Free market advocates operate under the premise the system should operate in the best interests of consumers. The question comes down to who do you want in control - bureaucrats or consumers? I prefer being a consumer in control.” And also from Ohio, Jennifer Guy wrote: “It seems to me that what both groups ignore is that the economy is made up of people. By their inherent nature people follow the bell curve in what they do: the majority ‘play fairly’ and a few do outrageous things, good on one end of the curve and not-so-good at the other. No amount of government intervention can change this. Only spontaneous social pressures will impact human behavior, and then not totally.”
This daily briefing is named "The 10-Point" after the nickname conferred by the editors of The Wall Street Journal on the lead column of the legendary "What's News" digest of top stories. Technically, "10-point" referred to the size of the typeface. The type is smaller now but the name lives on.
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Copyright 2015 Dow Jones & Company, Inc. All Rights Reserved.   

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